Ringkasan Informasi Produk dan Layanan (RIPLAY) Versi Umum

Mobile banking is a service facility provided to Bank Customers for the ease and convenience of banking transactions via smartphones anytime and anywhere.

Mobile Banking Application registration is done at the nearest Customer Service Branch. The activation of Mobile Banking is done by downloading the mobile banking application through Play Store for Android users and App Store for iOS users.

Advantages                                                                                                                                 

1. Flexible : Services can be reached without knowing the place and time limits as long as they are connected to the internet.            

2. Savings : Save time and costs for each banking transaction.                

3. Safe : use 2 factors of security namely password and MPIN.                                

4. Practical : simply download the BBA Mobile app through Play Store or App Store.

5. Effective and Efficient : Having a variety of features in one application, which will facilitate your banking operations and transactions.          

6. Modern Technology : BBA Mobile adopts modern technology that will facilitate your transaction process in a safe and easy way                                                                 

Features                                                                                                                                       

1. Home

• Money Meter                                                                                                                       

2. Account (Registered account)

• Account Balance Information (Savings, Current Accounts, Deposits, Loans)
• Information on the 10 most recent transactions ( mini statement )
• Transaction History

3. Transactions

• Transfers

             -BBA Transfer, Transfer On Us within BBA Accounts.
             -Online transfers, Transfers Online into Other Accounts.
             -SKN transfer, Transfer with Clearing. 
             -BIFAST transfer.

• Payments

             -Postpaid Cellular
                 1. Indosat
                 2. Telkomsel
                 3. XL
             -Virtual Account BBA
             -Gas PGN
             -Postpaid PLN
             -Internet & TV Cable
                1. Telkom
                2. Indihome
                3. My Republic Retail
             -PDAM
             -BPJS
                1. Ketenagakerjaan
                2. Kesehatan
             -Transportasi
                1. Lion Air
             -IPL
                1. ITC Fatmawati
                2. ITC Cempaka Mas

• QRIS

Benefits:

• Fast: Practical, just scan without inputting the account number
• Easy: Transactions only need to use a smartphone with various sources of funds / instruments
• Cheap: No transaction fees for consumers
• Secure: Transactions are protected with a PIN
• Reliable: Tested system and can transact 24/7

Tips for Safe Transactions with QRIS

• Purchases

             -Prepaid Cellular
                1. Indosat
                2. Telkomsel
                3. XL/Axis
            -Prepaid PLN
            -Data Cellular
                1. Telkomsel
            -Top Up
                1. OVO
                2. GoPay

• Transaction Management

             - Scheduled Transfer
             - Recurring Transfer                                                                                                        

4. Information

• Promos and News
• ATM Location
• Rupiah exchange rate
• Favorites
• Call Center
• Inbox

5. Settings

• Change Profile
• Manage Source Account
• Manage Destination Account
• FAQ
• Security
• Mobile version
• Language

Security Mobile Banking

Mobile Banking provides security guarantees through:

1. The registered mobile number becomes the customer's identity.

2. The destination account number (for transfers) must be registered first.

3. Using 2 factors of security, to enter the application using a password and each transaction uses MPIN.

Need To Be Attention

The customer must keep the password and MPIN (Mobile Personal Identification Number) made by the customer and do not disclose the MPIN number to anyone.                

Tips for Safe Transaction with BBA Mobile

The rapid development of information technology has caused emergence of various banking crimes committed by irresponsible parties with various modi operandi and motives, such as phishing, malware, key loggers, spoofing, cybersquatting and various other crimes. Certainly, this is very detrimental to customers, therefore customers must always remain vigilant and careful in every banking transaction.                                                         

Here are 4 tips for making safe banking transactions with BBA Mobile :

     1. Make sure to only download BBA application officially through the Google Play Store and App Store.     

2. Keep your ATM Card safe.                                                                             

3. Do not give any confidential informations such as your Password, ATM PIN, M-PIN (Mobile Personal Identification Number) and OTP (One Time Password) to any other party, including those who are on behalf of P.T. Bank Bumi Arta Tbk.        

4. Change your password, ATM PIN and M-PIN (Mobile Personal Identification Number) regularly.   

Privacy Policy for BBA Mobile