Multipurpose Personal Loans is a loan installment given to individual debtors for the purpose of fulfilling any kind of requirements of customers, except requirements that are contrary to the laws and regulations in force, such as education fund, home renovation fund, funding for weddings, hospital treatment fund , travel fund, etc

Advantages

• Loan up to IDR 5,000,000,000 (five billion rupiah)   
• With the loan period of up to 10 years   

Requirements    

• Indonesian Citizen of at least 21 years of age or married and a maximum of 55 years upon the maturity of the credit for employees and a maximum 65 years for self-employed and professionals   
• Having a steady job and earning sufficiently, either as an employee or self-employed   
• The amount of installment is of a maximum of 1/3 of the gross salary of the debtor / combined income of husband and wife or an amount of which can still be approved by the credit committee   
• Debtor or the spouse of the Customer is treated as 1 (one) debtor or customer unless an agreement of notarized asset separation is attached, and / or a marriage certificate which states the separation of asset that has been agreed upon in writing and has been endorsed by the Employee of Marriage Registrar (according to Law of the Republic of Indonesia No. 1 of 1974 on Marriage, Article 29)   

Documents Required

Individual Customers:

• A copy of Identity Card of the debtor
• A copy of Identity cards of the spouse
• A copy of family card
• A copy of Marriage Certificate (for Customers who are married)
• A copy of Tax Identification Number (NPWP) for loans above Rp. 50 million
• Current / Savings Account of the debtor for the last 3 months
• Original Salary Slip for last 3 months (ESPECIALLY for Employee Customers)
• Original Statement letter from the Company (ESPECIALLY Employee Customers)
• A copy of Practice License (ESPECIALLY Professional Customers)
• A copy of Business Permit (SIUP) and Company Registry Insignia (TDP) (ESPECIALLY Self-employed Customers)