Ringkasan Informasi Produk dan Layanan (RIPLAY) Versi Umum

IDR Term Deposit can be adjusted to your economic planning with specific tenor.

Advantages

• Competitive interest rate
• Principal deposit will automatically be renewed upon maturity
• Can be used as loan collateral at Bank Bumi Arta
• Available with a choice of periods of 1, 3, 6, or 12 months
• Payment of interest is paid at maturity, with methods that can be chosen by the Customer :
  • Aro (Automatic Roll Over) - extended into the principal
  •  Paid in cash
  •  Transferred automatically to the Bank Bumi Arta account, or
  •  Transferred to the account of other banks

Facilities

• Receive a Deposit Slip as proof of saving
• Receive advise as proof of valid ARO deposit extension, there are two types of extensions :
  • Normal Term Deposit (Non-ARO) (Term Deposit that matures at the end of the agreed period of time)
  • Automated Roll Over (ARO) Term Deposit (Deposit will automatically extend for the same period of time without notice to the depositor and the interest will increase the nominal principal at each extension)

Requirements

1. Minimum Deposit of IDR 8,000,000,-
2. Deposit slip is non-transferable

Terms and Condition

1. If the cashing happens before the due date, the account will be charge with a fee equals to the starting balance. The exception is if the due date is on public holiday, therefore the cashing can be done at the next work day.
2. There will be fluctuation in Interest Rate according to the market rate.
3. Please store the deposit slip in a safe place to prevent problem at the due date.

Required Documents

• Fill in and Sign :
  • Customer Data Form
  • Application Form of Account Opening
  • General requirements of Opening an Account
  • Card Sample of Signature
• Individual (citizen or foreigners)
  • Identity card (ID cards, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS)
• Company
  • Deed of Establishment and the amendments
  • NPWP, SIUP and TDP
  • Identity Card of the company manager
• Join Account
  • Identity card of each account owner