::: Bank Bumi Arta - Teman Anda Dalam Usaha :::

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SBDK

Exchange Rate

Simulation

Exchange Rate TT Counter
(10-01-2025 15:12:18)

PPR PPM

Home Prices

DP %

Interest %

Length of Credit (Years)

Calculation

Home / Interest Rate / SBDK

PRIME LENDING RATE
P.T. BANK BUMI ARTA, TBK.

(effective % per year)

Data Period: December 2024	Non-MSME Credit		MSME Credit			MORTGAGE	Non-MORTGAGE
Data Period: December 2024	Corporate Credit	Retail Credit	Medium Credit	Small Credit	Micro Credit	MORTGAGE	Non-MORTGAGE
Cost of Funds for Loans (%)	4,96	4,96	4,96	4,96	4,96	4,96	4,98
Overhead Fee (%)	0,06	0,09	0,10	0,19	0,05	0,02	5,33
Profit Margin (%)	3,45	3,50	3,47	6,09	8,75	3,20	4,00
Prime Lending Rate (%) (Cost of Funds for Loans + Overhead + Margin)	8,47	8,55	8,53	11,24	13,76	8,18	14,31

Categories	Definition of Credit Category	Indicator/Criteria of Credit Category
Corporate	#N/A	#N/A
Retail	#N/A	#N/A

Per 06 January 2025

Information :

The Prime Lending Rate (SBDK) is used as the basis for determining the loan interest rate that the Bank will charge to customers. Prime Lending Rate does not take into account the risk premium estimation component, the amount of which depends on the Bank's assessment of the risk of each debtor or group of debtors. Thus, the amount of credit interest rate charged to debtors is not necessarily the same as the prime lending rate
Non-mortgage consumption credit does not include disbursement of funds via credit cards and unsecured credit (KTA).
Information on prime lending rates that are valid at any time can be seen in publications at each Bank office and / or on the Bank's website.

* Interest rates are subject to change without prior notice